How to get an express loan in less than 24 hours?

Unless you already have revolving credit, getting an express loan with immediate payment is almost impossible. Indeed, by subscribing to a fast credit, the legal deadlines normally block the funds for 7 days minimum. Unfortunately, the unexpected can be large and cause us to need funds in just a few hours. To get the money you need quickly, in less than 24 hours, here’s how to get an express loan.


Solutions offered by private lenders

private lenders

Private lenders are completely legal companies that offer an immediate solution for all your money worries. Because there have been times when we have all experienced financial difficulties, these private lenders are a great way to get out of a tight spot quickly. Their peculiarity is to grant loans in a much less restrictive way than financial institutions. Their approval is also very fast, thanks to an online, personalized, simple and efficient service that allows you to have an answer in just one hour. Ideal when you need to spend but the savings you have aside are not enough. But can we really appeal to private lenders regardless of our situation?


In which cases to appeal to a private lender?

In which cases to appeal to a private lender?

Advantageous in many cases

  • In case of bad credit

If you have bad credit or your need for money does not exceed the value that your financial institution can grant you, the private loan is a solution and it is advantageous, because it saves you from cancel your projects. You just need to know if you are going to be able to repay the lender.

  • A rescue to get you out of a bad patch

If you find yourself in bad financial shape, due to any unforeseen event in your life, it may be better to do business with a private lender to help you out of this situation rather than it gets worse and you lose ground.


The conditions to be fulfilled and the documents to be provided

The conditions to be fulfilled and the documents to be provided

To qualify for an express loan of $ 500 or more, you must meet certain conditions which are as follows:

  • Have been employed for at least 6 months

  • Be 18 years of age or older

  • Have an average net income of $ 1,200 per month or more

  • Let your pay be deposited by direct deposit

  • Use the Canadian bank account

  • Be a Canadian resident

  • Do not intend to go bankrupt

  • Not having too high a recent debt level

  • Do not have other loans with companies similar to the one to which you wish to apply

You must also collect the following documents only, realizing that they will obviously be verified:

  • 60 days up to date bank statement

  • 2 recent pay stubs, the pay of which appears in the bank statement

  • 2 pieces of identification, one with photo (driving license or health insurance card) and the social insurance card

  • 1 specimen check

  • Proof of residence (Lease, Mortgage, Telephone or electricity account)

If you do not meet all the necessary eligibility criteria or if you are missing a required document, you can still make a request, but you should know that your acceptance is not guaranteed. .